Capital Structure and Corporate Performance

Question: Talk about the Capital Structure and Corporate Performance. Answer: Presentation: Boral restricted arrangements in development and building material all through different nations. The organization utilizes in excess of 12,000 workers across 600 activity puts and having $4.31 billion deals according to the fiscal report of 2016. Boral is a worldwide organization with having their business in United States, Asia and Australia and having their administrative center in Sydney, Australia. Capital structure: Capital structure gives the data identified with the structure of capital of the organization, their hazard introduction, how the dangers influence the money related position and execution of the organization and the manner in which organization deal with the hazard. The capital structure of the organization comprises of value and obligation. According to the budget report of 2016, the companys capital structure contained absolute values added up to $3,506.30 million and all out obligation including present moment just as long haul adding up to $ 1345.20 million. They have absolute stores adding up to $ 162 million as on 30th June 2016. As on 30th June 2015, the companys capital structure involved absolute values added up to $3,524.10 million and all out obligation including present moment just as long haul adding up to $ 1322.60 million. On first July 2015, an organization credit office added up to US$ 400 million was set up to give greater liquidity to corporate purposes. The devel opment date of the credit office is planned on first July 2010. Be that as it may, as on 30th June 2016 the office stands undrawn. The organization additionally has an unbound overdraft office adding up to A$ 20 million ((Boral Annual Report 2016). The capitalization proportion of the organization, determined as [Long-term obligation/(Long-term obligation + investors equity)] come as 27.26% for 2015 and 22.04% for 2016. The diminishing capitalization proportion demonstrates that the organization had the option to diminish their drawn out getting throughout the year from $1320.8 million to $ 992.80 million. It demonstrates that the organization is all around situated to take care of their drawn out credits as and when they become due (Mittal 2013). Hazard the board: The business exercises of the organization are presented to different monetary dangers like liquidity, loan cost, remote money, credit and dangers of item costs. These dangers oversaw through subsidiary instruments. The money related instruments or subsidiaries are not utilized by the organization for theoretical or exchanging purposes and are constrained by the governing body of the organization (Zeitun and Tian 2014). Credit chance: Credit hazard is the hazard that will be presented to if the counterparty neglects to satisfy any liabilities. The organization is presented to credit dangers from money at bank, budgetary instruments and exchange or different receivables. The credit danger of the organization is checked through the approach of counterparty credit hazard and is seen on standard premise (Baghai, Servaes and Tamayo 2013). Credit chance identified with subsidiary agreements and money in bank is limited through counterparties that have FICO assessment higher than A-/A3. Be that as it may, a measure of AS$20 million or 10% absolute resource, whichever is lower is to be saved with the counterparties who has a rating not exactly A-/A3. Liquidity hazard: The organization is presented to liquidity chance when they doesn't have adequate assets to take care of their monetary liabilities on getting due. It likewise includes the future making arrangements for business dangers and unpredicted occasions that may results into pressure on the liquidity of the organization (Imbierowicz and Rauch 2014). Boral constrained deals with their liquidity dangers through the accompanying: Their obligation profile is all around spread with an objective development time of more than 3.5 years. They have money in addition to offices from submitted undrawn added up to more than A$ 500 million Current obligation less stores of money not be over 20% of all out aggregate of submitted undrawn offices that have over 1 year of development period and all out obligation. Remote cash hazard: Foreign money chance is the presentation to changes in cash rate emerging from crude material buy, premium cost of acquiring from nonAustralian dollar, receivables from send out, payables for import and speculation related exchanges (Corazza and Malliaris 2015). The remote cash hazard is overseen through: The organization ensures that the outside money exposures adding up to more than A$ 0.5 million must be completely supported at the hour of endorsement from Capex Net speculation comprehensive of intercompany credits must be supported any place the fence instruments and administrative conditions license. In the event that the operational remote cash exposures are supported, it must not surpass 75% for first year, half for second year and the greatest permitted period for supporting is 2 years. Resource financing strategy: Absolute resources of the organization including of non-current resources and current resources as on 30th June 2016 added up to $5,800.50 million. Self-developed resources are comprehensive of cost of direct work, crude material and some other expense brought about for setting up the benefit for its expected use. The installments made for the benefits financed through working lease are accounted under straight line strategy over the rent term, with the exception of where any elective technique are perceived to be progressively fitting. Least rent installments are comprehensive of fixed rate for increment. For the year finished 30th June 2016 the rental charges for working lease added up to $73.9 million when contrasted with $ 75.5 million for 2015. It implies the organization has not taken any advantage under rent and the due rent installments are paid-off on schedule. It likewise shows that the organization is monetarily practical to take care of off their obligations on schedule. Conveyance strategy: Level: the profit paid for the year finished 30th June 2016 was added up to $ 154.20 million when contrasted with $129.10 million for the year finished 30th June 2015. Profit installment for the organization was as per the following: Year 2012 2013 2014 2015 2016 Profits in AUD 0.19 0.11 0.17 0.22 0.27 Payout proportion (%) 87.10 74.20 - 141.50 76.30 Table 1: Distribution proportion (Source: Boral Annual Report 2016, 2017) It very well may be seen from the above table that the profit installment of the organization has been expanded throughout the year from 2014 to 2016 and expanded from AUD 0.17 to AUD 0.27. in any case, the payout proportion has diminished to practically half to 76.30% in 2016 when contrasted with the 141.50% of 2015. The profits of the organization included between time profit and last profit and are paid in time. Profit installment: Structure: For the investors who have enrolled address in New Zealand and Australia will be delivered the profit through direct credit to their named ledger just instead of through presented keep an eye on the enlisted address. The investors can generally refresh their financial balance through reaching the offer enrollment office or visiting their sites. In any case, for the individuals who doesn't have any enrolled address in New Zealand and Australia wish to get their profit legitimately in their ledger, credit association record or building society in New Zealand or Australia, they should contact the offer enlistment office or visit their sites. The installment are legitimately credited electronically on the date of profit installment and is affirmed through installment counsel that are presented on the enlisted address of the investors. Investors are additionally informed to store the check concerning profit installment as ahead of schedule as conceivable in any case the check n eeds to gave over to the Chief Commissioner of State Revenue under Unclaimed Money Act 1995. Soundness: Boral has guaranteed their investors to deliver the profit on nonstop premise. According to the declaration made on tenth February 2016, to offer greater lucidity, the top managerial staff has formalized the profit strategy that is proposed to remunerate the partners with respect to the benefit and keeping up the capital development simultaneously. The board chose to deliver out and keep up a profit payout proportion extending from half to 70% of salary before impressive things, as to the money related situation of the organization (Kamyabi and Noushabadi, 2014). A payout proportion of half to 70% is considered as high as the organization is paying the greater part of their winning as profit. It suggests that the organization will keep up lower level of held income. From the financial specialists point of view, a high pace of profit is generally excellent, be that as it may, simultaneously it is considered as terrible for the organization as the low degree of income will g ive less extension for the organization for new designs for capital uses, which thus, will confine the capacity of the organization for profit development in future. In this way, it will be perfect for the organization to keep up solid payout proportion that is extending somewhere in the range of 35% and 55%. High apportion of profit is alluring over momentary period however as time goes on it won't be viewed as acceptable and advantageous for the organization. The organization can likewise go for reexamining their payout proportion, in the event that they are searching for procuring get or half breed esteem (Li, Zhuang and Shapiro 2014). Reference: Baghai, R., Servaes, H. what's more, Tamayo, A., 2013. Have rating organizations gotten increasingly moderate? Suggestions for capital structure and obligation evaluating. Boral Annual Report 2016. (2017). first ed. Australia: https://www.boral.com.au/. Corazza, M. what's more, Malliaris, A.T.G., 2015. Multi-fractality in outside cash markets. Imbierowicz, B. what's more, Rauch, C., 2014. The connection between liquidity hazard and credit chance in banks.Journal of Banking Finance,40, pp.242-256. Kamyabi, Y. also, Noushabadi, S.Z., 2014. The effect of Corporate Governance on Dividend Payment Policy: observational proof from Iranian Listed Companies.Miicema 2014 sorting out board of trustees, p.380. Li, S., Zhuang, A. also, Shapiro, D., 2014.Dividend Payout Policy and Institutional Investors Ownership: Theory and Empirical Evidence. Working Paper, Belk College of Business.

FINAL PROJECT Essay Example | Topics and Well Written Essays - 250 words

Last PROJECT - Essay Example The vocalists of these tunes admit longings, sins, shout out against the ordinary, and need escape from the prompt. (Urban word reference: Emo, 2012) This is effectively intelligent in the picture introduced in Paige Bradley’s â€Å"Expansion.† This is excellent visual portrayal of the longing for or capability of the individual to climb from the bounds of its physical structure. A definitive and perfect type of getaway. It isn't simply music that can be affected by cultural concerns, at the same time, both, reasoning and religion, too. There is an intrinsic opportunity of the cutting edge period that permits the opportunity of thought. The variety of convictions and ways of thinking that exist and are communicated are massive. That said there is so much potential idea, so much potential imagination, so much chance that, in the long run, all of humanity will have no real option except to erupt from the prohibitive limits it does not require anymore. This, additionally, can be contrasted with the picture and message of Bradley’s â€Å"Expansion.† This is second when this individual is discharged into another presence whatever it might be. It resembles a resurrection. In conclusion, most religions have been built up for a considerable length of time and are hard to impact to change. In any case, even a portion of the world’s strictest and perpetual religions could locate a pleasing recognition in survey the picture that is â€Å"Expansion.† Here we see a fretful, quiet, individual rising above from their human shell to turn into their regular ethereal state. This is an articulation that can undoubtedly be seen as supporting of numerous strict perspectives. At long last, similarly as with writing, film, and TV, the regions of reasoning, music, and religion are influenced by the necessities, needs, and worries of the individuals who live inside that society. The topic of this age is by all accounts idealism. The potential and allurement to have the option to go past what we are is a hidden and to a great extent shared want. Human

Unfair Treatment of Minorities in the Criminal Justice System Essay

Unjustifiable Treatment of Minorities in the Criminal Justice System - Essay Example Unjustifiable Treatment of Minorities in the Criminal Justice System The U.S. criminal equity framework has gone under basic open investigation in the ongoing years for one of the deep rooted issues besetting the country - racial separation. The current research endeavors an audit of criminal equity organization in the U.S. with the end goal of building up the proposition that minorities, Blacks and Latinos, are oppressed at each phase inside the criminal equity framework - the racial minorities are accused of increasingly genuine violations, have less chance to supplication deal, are indicted all the more every now and again, and get harsher sentences when contrasted and Caucasians in comparable circumstances. The extent of the exploration is restricted to the degree of building up the proposition and will not endeavor to break down the basic causes or potentially look at the potential techniques for guaranteeing equivalent equity to all. It is critical to take note of that the issue of unreasonable treatment of minorities has been a subject of research and scholastic enthusiasm by primarily sociology scientists and legal counselors. While analysts will in general differ on the wellsprings of divergence or overrepresentation of minorities, regarding whether it is because of unbalanced association in criminal offenses or to criminal equity framework predispositions, there is a general accord that minorities are excessively spoken to and are dealt with unreasonably at pretty much every phase of the equity framework. [Kramer and Steffensmeir, 1993; Blumstein, 1993; Cole, 1999] A survey of the accessible research is endeavored to see how analysts have drawn nearer and tended to the issue. As indicated by Coramae Mann, racial separation is endemic to the United States; it pervades the criminal equity framework and all other American organizations, bringing about the out of line treatment of racial minorities. She asserts that when the more blatant, foundational methods for monetary and political control of minorities utilized in the past were not, at this point possible or ethically worthy ... criminal law started to be utilized to distribution center American minorities and keep up their inconsistent status. [Mann, 1993; p. 127] David Cole, an educator at Georgetown University Law Center and a lawyer with Center for Constitutional Rights, who contemplated inconsistent racial equity in the U.S. claims that our [the U.S.] criminal equity framework certifiably relies upon imbalance [Cole, 1999; p.5] He guarantees that without race and class differences the criminal equity framework couldn't have managed the strategy of mass imprisonment sought after since the 1980s. Cole asserts that African Americans, who establish 12 percent of everyone, include the greater part of the jail populace and have higher capture and conviction rates, carry out longer punishments, face higher bail sums and are frequently casualties of police utilization of lethal power than white residents. [Cole, 1999; p.4] According to Cassia Spohn, blacks and Hispanics who are youthful, male, and jobless are especially more probable than their white partners to be condemned to jail and get longer sentences in certain locales. Spohn's investigation likewise guarantee that minorities sentenced for medicate offenses, those with longer earlier crook

Mental Health Archives of Suicide Research

Question: Examine about the Mental Health for Archives of Suicide Research. Answer: The sexual minorities in the general public spoke to by the lesbian, gay, indiscriminate, transgender or intersexual individuals are tormented with a few issues. They are regularly victimized, face misuse, experience social shame, and even compensation inconsistencies at work. Poor acknowledgment of their sexual inclinations at home, busy working and in the network makes them bound to experience the ill effects of psychological well-being issues, for example, discouragement, nervousness, self-destructive musings and self mischief. At the point when combined with issues of neediness, youthful age, having a place with an ethnic minority, absence of training, a precarious activity their frailties are probably going to be progressively extreme, prompting psychological well-being issues that drive them towards submitting suicides. Measurements Disturbing measurements become known when the LGBTI are overviewed for endeavors or considerations of self destruction. Contemplations of self destruction have been accounted for by 15.7% of promiscuous, lesbian and gay Australians while 20% of trans have had scenes of self-destructive ideation. Practically half of the trans populace has endeavored self destruction sooner or later in their lives (Facts and details about self destruction in Australia, 2014). Australians the individuals who report same sex fascination may have multiple times higher paces of self destruction endeavors when contrasted with the hetero greater part (Rosenstreich, 2013). In Australia, most research papers point at the high pace of self-destructive conduct among the sexual minorities however there are no populace reads explicitly for the LGBTI (Skerrett, Klves, De Leo, 2015). The probability of LGBTI individual of endeavoring self destruction is multiple times more than hetero individuals. They are twice as prone to cause self-hurt than their hetero peers (Morris, 2016). The LGBTI are sound and fit for living satisfying lives on the individual and expert front. In any case, the separation and perspectives of homophobia against their sexual direction makes them inclined to a few psychological wellness issue. Individuals with sexual direction other than hetero experience social shame at home, at school, at work and in the network. They are oppressed and regularly individuals are partial against them. One of the first and most stunning dismissal is experienced at home when people from sexual minorities face dismissal from guardians and family. They experience childhood in an antagonistic domain and are exposed to tormenting and badgering at school. Institutional and individual separation happen more than once and are usually alluded to as gay-related pressure and minority stress. Dismissal by guardians and family can expand the danger of self destruction by up to multiple times contrasted with people who have an all the more tolerating family or guardians. Absence of help from the family, guardians demoralizing atypical-sexual orientation conduct and maltreatment on account of family are known to incite self-destructive ideation among young people. The separation and abhor wrongdoings that target individuals based on sexual direction cause a higher occurrence of state of mind issue, uneasiness and even substance misuse. Enactments for gay relationships are very later and have caus ed extensive discouragement, tension and liquor maltreatment among the LGBTI populaces. It is comprehended that social acknowledgment of same sex connections and a legitimate stamp on relationships between people of a similar sex is probably going to lessen oppression them. Acknowledgment by the family and society can prompt better wellbeing results for lesbians and gays. Stable family life in a lawfully endorsed marriage improves the possibilities of a more beneficial life, better mental wellbeing and better acknowledgment in the family and society (Buffie, 2011). Pessimistic mentalities towards individuals with HIV/AIDS are normal. At the point when the patient is gay the issues of social shame and segregation are much more prominent. The patient needs to manage medical problems because of the infection and face cultural stressors. They face seclusion from the bigger society as well as from HIV negative gay men. Combined with the need to hold fast to a drawn out routine of treatment leaves this gathering t a higher danger of self destruction (Haas, et al., 2011; Smit, et al., 2012). Before the gay development started, emotional well-being issues were so normal among the LGBTI people group that the basic observation was to see their sexuality itself as a type of psychological instability. An enormous commitment of the acknowledgment of the gay development was to disassemble this conviction. Homophobic maltreatment is bound to be focused at more youthful men and they are bound to be attacked. The effect of homophobia is probably going to affect those men more who have little help from their families, have gotten lesser instruction. Factors, for example, neediness and prejudice are additionally prone to affect the emotional wellness of some gay men more than the others (Hickson,/psychological well-being imbalances gay-indiscriminate men/, 2016 ; Hickson, Davey, Reid, Weatherburn, Bourne, 2016). Emotional well-being issue are related with high hazard for self-destructive conduct. There is a higher danger of suicides among the LGBTI than everybody since they are bound to experience the ill effects of significant sorrow, liquor or substance misuse, and summed up uneasiness issue. The hazard is higher among m. than in women(Haas, et al., 2011). Staying associated with the family after revelation, grown-up mindful and school wellbeing are significant factors in forestalling self destruction among youthful LGB. The wellbeing abberations for the individuals from sexual minorities don't end with social stressors from the family and network that cause them extensive mental misery to be experiencing an assortment of emotional well-being issues. The entrance to medicinal services and treatment of the psychological pains caused because of society's misconception of their sexual direction as unnatural is additionally undermined. Essential social insurance and end of life care for the LGBTI may regularly minimize them further. In an investigation on the inadequacies in care various deterrents were watched. Social detachment and victimization gay, lesbian, cross-sexual and transgender individuals by wellbeing and matured consideration suppliers originated from the last's absence of information about lawful arrangements that shield individuals from the sexual minorities (Cartwright, Hughes, Lienert, 2012). Mistreatment on an everyday premise can prompt extreme mental and physical medical issues. The general feeling of prosperity is likewise undermined. A portion of these are caused because of a lifetime of experiencing misuse, a few times from outsiders (National Survey of Mental Health and Well-being, 2007). In spite of the fact that the mindfulness and comprehension of the LGBT has experienced an ocean change over the most recent two decades, to a great extent because of the sociocultural move achieved by the gay upset and the coming of the HIV/AIDS. In any case, issues of emotional well-being endure. Open and social acknowledgment of the network has not prevailing with regards to expelling partialities totally. There are three procedures that cause pressure. The principal is the target stressor that happens because of direct victimistion or partiality, when the casualty envisions dismissal and stays cautious about desires for unfavorable conduct and the procedure of disguise of negative encounters. Regardless of whether an individual will have the option to adjust hazard and flexibility relies upon how relational connections and intrapersonal assets balance one another (Hatzenbuehler M. , 2009). People having a place with the sexual minorities may frequently confront hindrances in gaining admittance to health care coverage inclusion and might be stopped from looking for clinical help.The dread of stigmatistion keeps them from sharing their medicinal services needs from the doctors. The dread of negative disposition towards the LGBTI isn't without reason. There are wellbeing experts who neglect to build up a relationship of trust since they do noy comprehend individuals from this network. Unsatisfactory consideration arrangement and the dread of privacy may regularly become barriers, especially if the patient is looking for treatment for emotional wellness issues (Quinn, et al., 2015). There is proof that enemy of harassing approaches lessen the frequency of suicides in gay and lesbian understudies. The key lies in encouraging an air that is comprehensive and comprehends the privileges of the LGBTI individuals in the society(Hatzenbuehler Keyes, 2013). In Australia avoidance of self destruction among the LGBTI is a work in progress, through associations, for example, beyondblue and Headspace. In any case, connecting with the objective populace has not been simple. The fundamental worries of the LGBTI individuals - dread of separation and the dread of their classification being penetrated stay to be tended to. These uncertain issues have either gotten them far from looking for help or postponed get to that makes their side effects and enduring intensify. Suicides among young people and youth are a general wellbeing concern and frequently the lack of caution of youth adds to the issue. In a longitudinal assessment that thought about the hazard factors all in all populace with that of the LGBTI-explicit variables, very little distinction was watched (Liu Mustanski, 2012). Another examination looks at whether religion assumes a defensive job in LGBTI people. In any case, it was discovered that the counter homosexuality position lectured by religion leaves the LGBT with feeling of disarray about strict convictions (Gibbs, 2015). Sharpening of standard wellbeing administrations for psychological wellness treatment of the LGBTI individuals is significant so the offices can be gotten to by the individuals who need and look for help to treat self destruction ideation. Obstructions of separation and partiality ought to be evacuated by giving sufficient preparing to the social insurance staff. Self destruction anticipation administrations should be made mindful of the apprehensions of the gay, lesbian and transgender patients. So as to depict the social insurance as proper for the LGBTI individuals it is imperative to show banners, notice sheets and pictures that portray the association as being touchy to their necessities. Doing so will make it simpler for the patients to get to human services with more c

Kizza, Ethical and Social Issues in the Information Age Essay Example for Free

Kizza, Ethical and Social Issues in the Information Age Essay CS 300 Week 2 Kizza Chapter 4 †Ethics and the Professions pages 65 to 96 Kizza, Ethical and Social Issues in the Information Age, third. Release, ISBN 978-1-84628-658-2. |Chapter Number and Title: 3 Ethics and the Professions | |Your Name: Brent Robles | |Todays date: 02NOV09 | |Briefly express the fundamental thought of this section. | |A proceeded with conversation of morals in an expert air. | |2. Rundown three significant realities that the creator uses to help the fundamental thought: | |The four subjects examined are development of callings, the creation of a moral expert, and the expert choices making process, | |and polished methodology and moral obligations. | |3. What data or thoughts talked about in this part are additionally examined in readings from DePalma? Rundown the Unit and Title(s) of the reading:| |De Palma Reading #10 †Dilberts of the World, Unite! | |This article talks about how quick the cushy division is developing and a portion of the issues in question. Microsoft is talked about in extraordinary detail on | |the treatment of their contracted representatives. At the point when it came to compensation they were viewed as elevated level PC experts, along these lines not | |entitled to additional time pay. At the point when it came to benefits, they were treated as temps contemptible of healthcareâ coverage and investment opportunities. So some | |individuals got together and attempted to sort out the laborers. The article likewise discusses Microsoft recruiting settler laborers in the equivalent | |positions as Americans and paying them impressively less. The associations worked with congress to restrict Bill Gates demand for migrant visas to | |be broadened. There will consistently be a battle with these organizations when attempting to keep them recruiting Americans. They are simply attempting to guarantee that | |they can augment benefits. I picked this article since it talks about ethics in employing and paying clerical specialists. I accept that it had | |ethical issues when managing proficient issues like equivalent compensation and advantages for workers. | |4. Rundown and quickly talk about one of the inquiries toward the finish of the section. | |Are informants holy people or blackmailers? I feel that society has transformed a holy person into a blackmailer. By this I mean due to the dread of | |reprisal an informant needs to keep his mouth shut. However, when he doesn’t he is viewed as a disappointed worker and is attempting to | |blackmail his management. It is difficult to get issue settled when managing an uncooperative supervisory group, that is the reason representatives have | |rights and assurances, anyway there are just a couple of organizations that secure the informant, that is the reason when the whistle is blown the | |individual is viewed as a difficult laborer. | |5. Rundown any instances of predisposition or defective thinking that you found in the part: Section 4.4.3 talks about blame and settling on moral choices. | |On page 87 he clarifies activities that individuals encountering blame will experience. I feel this is a one-sided or broken thinking on the grounds that not | |everyone experiences this procedure. I realize that this article is a speculation, however there are individuals in the public arena that settle on their choices | |and proceed onward with no regret or blame. The explanation that blame makes chiefs struggle with choices I believe is just valid for a | |select hardly any people. Those people that are influenced must have some respectability and strong qualities. | |6. Rundown any new terms/ideas that were talked about in the article, and compose a short definition: | |Utilitarian †where choices are made exclusively based on their proposed results or outcomes. | |Rights †where choices are made dependent on the arrangement of freedoms the general public upholds, for example, the Magna Carta and the Bill of Rights. | |Justice †which choices are made with the goal that they are reasonable, unprejudiced, and fair to all. |

Global Warming & Rising Issues The Greenhouse Effect - 1925 Words

Global Warming & Rising Issues: The Greenhouse Effect (Research Paper Sample) Content: GLOBAL WARMING RISING ISSUESStudent NameInstitutional AffiliationIntroductionHuman beings engage in activities that release huge amounts of carbon dioxide and greenhouse gasses into the atmosphere. Most of these gasses result from burning fossils fuels with the aim of getting energy. Some other processes such as agricultural activities, deforestation and industrial practices lead to the emission of gasses into the atmosphere. Every individuals life connects to climate, and our societies have enjoyed a stable climate until they destroyed it thousand years ago (Black Weisel, 2010). The human activities cause the climate to warm, and this affects the natural environment, health and safety, agriculture, water supplies and the power systems. The paper outlines the causes of global warming and discusses extreme weather changes and events as a major problem resulting from global warming.One of the biggest problems that the world is facing today is global warming. Global wa rming can be explained by the average increase in the atmospheric temperature, causing vast climatic changes. As postulated by McGranahan Anderson (2007), global warming changes the earths climate permanently, for instance, global warming rose the earths temperature between 0.4-0.8percent over the past ten decades. The greenhouse gasses and the huge volume of carbon dioxide emitted in the environment and some of the human activities such as land clearing are the primary sources of global warming. Research conducted by scientists reveal that global warming might raise the global temperatures from 1.4-5.8C in about 50 years to come. Global warming raise the sea levels by melting the polar ice caps and results to severe storms as well as other severe weather patternsThe Greenhouse EffectThe greenhouses effect occurs when the earths atmosphere traps radiation that the sun emits, mostly due to gasses such as carbon dioxide that allows passage of sunlight but retains the heat that is rad iated by the planets surface. The greenhouse effects, therefore, traps excess heat mainly through the transparent window and rising amounts of carbon dioxide in the atmosphere. The concentration of carbon dioxide in the air absorbs the infrared and inhibits its escape to space. The heating of a greenhouse efficiently traps air and ensures that the energy is not lost through convection. The greenhouse gasses, therefore, act as a blanket surrounding the earth and causing it to heat. The greenhouses are meant to support life, but the accumulation of the greenhouse gasses results in severe climatic changes which impact on the individuals health and also affects the ecosystems. Some of the major problems of global warming include catastrophic climatic changes, extinction of wild animals, the rise in the sea levels, shortage of food and water, crop failures and cloud formation patterns which have adverse effects on the quality of human life. Extreme weather changes and eventsExtreme weath er eventsAccording to Black Weisel (2010) radical changes in the weather patterns are one of the global warming effects for instance excessively hot summers and extremely cold winters. Currently, the number of severe weather changes has increased as a result of increased human activities that promote global warming. The weather patterns have to be regularly set as this era is characterized by unprecedented weather changes and patterns which have adverse impacts on our lives. In fact 30-50 years from now, the world will have implemented a very different weather recording and generating system due to the effects of global warming. The past weather prediction has become inapplicable as global warming has altered the atmospheric and ocean conditions.Some of the recorded weather events include a hurricane that killed over 20,000 individuals in Central America and flood that took away over 40,000 lives in China. In 2002 Europe encountered floods and later heat waves which caused severe d estruction and loss of property. 2010 is a year that was characterized by a broad range of extreme weather conditions (McGranahan Anderson, 2007). The weather and climate panel ranked 2010 as the year marked by some extreme weather changes, for instance, droughts, heat waves, and arctic oscillations which resulted in extremely cold temperatures to the northern hemisphere.The climatic changes can move the jet stream to the south resulting in more cold and icy air. Some states, therefore, experience sudden winters that are colder than normal even as the earth heats. According to the scientists, the Northern part of Europe will receive extremely cold weather if the changes in climate continue due to the melting of the Arctic which sends fresh waters south. The climatic changes will also cut the Guff stream off, keeping countries like Britain hotter than expected. McGranahan Anderson (2007) says that a year characterized by sudden hot or cold seasons might not be recognized but when t he patterns become more frequent then it is regarded as a climatic change. Global warming not only lead to heat and cold extremes but also other weather changes such as the change in the hurricane formations. Scientists claim that global warming cause hurricanes to be less frequent and adds intensity to those that forms.Hurricanes might be less frequent in the world but become more prevalent in specific areas and occur more intensely due to the climatic alterations. The reason for more intensity is the fact that hurricane obtains their energy from the difference in temperature between cold and hot atmospheres. Global warming increases this temperature difference, and thus the hurricane is more severe once they occur. Hurricanes cause massive destruction of properties and loss of lives and thus it is a global issue. A good illustration is the 2004 August/September 2004 waves of severe hurricanes which attacked the Caribbean Island and some parts of United States which left the countr ies devastated (Black Weisel, 2010). The successive hurricanes resulted in loss of thousands of lives and significantly damage expensive properties and citiesLightning as a form of weather feature also gets affected by global warming. Research has it that more that 50% increase in the number of lightning strikes in the United States is a result of the rise in the global temperatures. Every 1.8 degree of warming results in a 12% increase in the lightning activities. Other extreme weather conditions as a result of global warming include drought, heat waves, blizzards, and rainstorms. Scientists report that these weather events will continue to rise and will have a greater intensity due to global warming (McGranahan Anderson, 2007). The climate models claim that global warming alters the climate patterns will be changed for instance annual precipitation, seasonal temperature changes and change in the wind patterns. The greenhouse gasses are most likely to remain in the atmosphere for years, and thus the climatic changes will last longer, for instance, climatic change will increase the annual rainfall in the United States and reduce rainfall in Pacific Northwest.Superstorms are indications of the impacts of global warming on the weather patterns. Scientists argue that in years to come global warming will result in super storms which will bring massive destruction globally. The researchers state that the Globes oceans are nearly at 27degreees Celsius warm which increases the chances of major storms. The reason behind this is that water at such temperatures evaporates triggering hurricane formation and once it forms, the hurricane requires warm water to build its intensity and strength (Stephen, 2004). The greenhouses gasses traps the energy from the sun which has to be dissipated which results to super storms with more intense winds and precipitation. Currently, its seems that the United States is encountering heavier and more frequent storms and global warming i s to blame for these changes. Hot air traps more moisture for an extended period of, time and this means that we expect heavier precipitation in years to come.Big storms that historically attacked the Northeast and Midwest once in every 20 years currently occur in very 4-6 years. Stephen (2004) asserts that global warming results in a shift in the snowfall trends and the melting of the river ice which increases the risks of flooding. Due to the climatic changes that global warming result to, the rainfall is heavy and the intensity higher, causing more destructions compared to the past years. Development in the affected areas should, therefore, be reduced, and the natural systems for instance wetlands protected to lessen the occurrence of floods.Effects of the weather changes as a result of global warmingMost extreme weather changes significantly impact a countrys security system and also affects the power outages for instance through floods and hurricanes. The economic position of t he Guff region involving the oil and gas extraction is at high risks due to intensified storms that make it almost impossible to extract. Transportation of coal in the Northeast and Midwest is disastrous due to the increased flood disruptions. Counties in the southwest regions suffer a limited electricity supply and also experience scorching conditions. The weather changes results to disproportionate climatic condition around the globe. Black Weisel (2010) argues that that Americans, for instance, are at greater risks of residing in areas that are very vulnerable to extreme weather changes. The high population growth adds on to the weather changes as human activities involve practices that promote global warming, for instance, burning fuels. ...

College Essay Samples for Health Care Fundamentals Explained

College Essay Samples for Health Care Fundamentals Explained More technology reforms are also vital to ensure it is possible that individuals get enough treatment on time with no delay. The government won't be in a position to present enough money to guarantee the usage of the absolute most innovative techniques of treatment. Unfortunately, huge numbers of people have never been insured. A universal medical care system in place is likely to make people less responsible for themselves, should they are aware that the government will give them a completely free ride. College Essay Samples for Health Care - What Is It? A superb healthcare reform needs to be economical in its implementations and affordability. The government and healthcare system have continued to put money into research and high technologies that will ensure the folks will receive the best services. As a consequence, it will become difficult to deal with the medical care system financial expenditure. Superior health is the actual wealth means money that has capability to help us always. Medical insurance plans need to be more affordable, particularly for retirees. These days, the availability of healthcare services is among the key problems, which impact the place of individuals in the society. The effort by the insurance businesses to strive to stay relevant in the company by providing adequately medical coverage only results to a good deal of danger and adverse selection. Furthermore, it has provisions for offering support regarding healthcare expenditures. Vital Pieces of College Essay Samples for Health Care Universal health care is a wide notion that's been implemented in lots of ways. Hence, it's crucial for a person to spend on his health care and education. Health is a rather important aspect in the life span of everyone. Health and fitness is the combo of healthful living with healthy way of life. The central target of efforts to shield children's health is the decrease in disease, disability, and mortality. There's need for additional therapy beds to avoid homelessness, that's the best source of drug abuse. It's correct this to maintain a great health we need money and to make money we need excellent well-being. A superb health lessens the stress level and promotes healthy life with no sufferings. The Most Popular College Essay Samples for Health Care Remember when you're reading a report by an authority in a specific subject, it represents their view but might not be supported by strong evidence so you must seek out that evidence to provide weight to your argument. To help you recognize which issues to discuss, we've listed the very best health care essay topics below. If you feel you'll hardly succeed making your own topic, consider looking for good ideas on the internet, at resources offering useful guidelines on effective essay writing strategies. There may be situ ations, once you will have to compose decent essay topics dependent on the health and care issue. The Canadian government is totally accountable for the regulation of the health care insurance plans. Canada has implemented among the ideal healthcare reforms on the planet. The Canadian healthcare system additionally gives a public coverage in the private healthcare delivery. In place of take care of medicine and nursing, the government's primary goal needs to be to monitor and manage the political and financial situation in the nation. For instance, you could possibly be interested in knowing more about traffic issues in the usa. Amongst the developed donations, the USA spends the greatest proportion of its GDP on medical care expenditure. The medical care system in the usa has been a subject of criticism concerning its effectiveness in the delivery. Approaches to healthcare in the usa, UK, and Australia differ, and that means you may concentrate on discussing their advantages and disadvantages in the essays about medical care. Health issues are extremely serious and ought to be attended to seriously to lower the range of diseases and deaths within our communities causing a health community.

Brutus is the Tragic Hero in Shakespeares Julius Caesar...

The tragedy â€Å"Julius Caesar† by William Shakespeare should be renamed â€Å"Brutus† because Caesar is not the tragic hero. He is only in a small portion of the play and does not possess a major tragic flaw; however Marcus Brutus fits the description of tragic hero much better than Julius Caesar. Typically, tragedies are named after the tragic hero, which Aristotle describes as: a person of noble birth with a tragic flaw that leads to his or her downfall because of that flaw. Brutus exhibits all of these qualities, therefore rightfully naming him a tragic hero. Brutus was a man of noble birth. He had multiple servants and was often referred to as â€Å"Lord†, which indicates a certain level of respect for him. He was a very highly thought of†¦show more content†¦He states that Brutus is just as noble and worthy as Caesar. (Act 1, scene ii). He says that Brutus cannot see what everyone else does and recognize his worthiness. Cassius and the other sena tors do not want Caesar to be king because they would lose all their power. Cassius is slowly luring Brutus in to do his dirty work. He builds Brutus’s confidence up to make him thing that killing Caesar is the right thing to do. Cassius is basically playing with Brutus’s head because he knows Brutus will listen. So, Brutus joins the conspirators in killing Caesar. Cassius tells Brutus that it is for the good of Rome, and that he is saving them from a dictatorship. Cassius is going for Brutus’s weakest point, his care and concern for Rome. He knows that if Brutus believes the people distrust Caesar, then he will be convinced that Caesar must be thwarted. Brutus knew that if Caesar was crowned, he would never have a chance, and he was power hungry. This is what ultimately leads to the tragedy of Julius Caesar. After Brutus kills Caesar off, he starts to feel guilty for killing his friend, thus creating an internal conflict. Brutus was so confident that the plan w ould go exactly as planned that he fell apart when they encountered problems. If Brutus and the other conspirators had taken more time to think things through, they probably would have been more prepared for the situation that was handed to them. Brutus had a valid excuse for killing Caesar, whichShow MoreRelatedMarcus Brutus as the Tragic Hero in Shakespeares Julius Caesar1267 Words   |  6 PagesBrutus as the Tragic Hero in Shakespeares Julius Caesar Because of Shakespeares popularity among scholars and literary critics, his plays have been studied time after time. In the four hundred or so years since they were written, Shakespeares plays and other literary masterpieces have been categorized. Many of them, including Shakespeares portrayal of Julius Caesars murder and the resulting events for Rome and for Caesars conspirators, have been put into the tragedies category. AccordingRead More Marcus Brutus as a Tragic Hero in Shakespeares Julius Caesar1441 Words   |  6 PagesMarcus Brutus as a Tragic Hero in Shakespeares Julius Caesar In the play Julius Caesar, the tragedy of the play was directed mainly at one specific character, Marcus Brutus. Brutus was the tragic hero of the play, because of his idealistic and pragmatic qualities. The mindset that Brutus possessed only allowed him to see the world and its people from one point of view. This point of view allowed him to make judgments that assumed only the best of people. This tragic weakness resulted in manyRead More Marcus Brutus as Tragic Hero in Shakespeares Julius Caesar Essays735 Words   |  3 PagesMarcus Brutus as Tragic Hero in Shakespeares Julius Caesar      Ã‚   In many stories there is a tragic hero. The hero finds out about himself and the people around him in the story. In Shakespeares play, Julius Caesar, Marcus Brutus is the tragic hero. The play Julius Caesar is about politics and betrayal in ancient Rome. Brutus is part of the senate, which is below Caesar, who is soon to be crowned. The senate wants to overthrow Caesar to save Rome. To do this the senate has to get BrutusRead MoreThe Portrayal of Brutus as a Tragic Hero in William Shakespeares Julius Caesar964 Words   |  4 PagesThe Portrayal of Brutus as a Tragic Hero in William Shakespeares Julius Caesar Throughout the works of Shakespeare, tragedy has always been a vital foundation and a key to his immense successes. His fine mastery of the art became legendary amongst the audiences that watched his various plays. Romeo and Juliet is a prime example of the tragedy he could combine into a stage performance. An Irish poet named Oscar Wilde who was a novelist, dramatist and critic in the lateRead MoreMarcus Brutus: Shakespeares Tragic Hero in The Tragedy of Julius Caesar1238 Words   |  5 Pagesillustrates Marcus Brutus as a tragic hero in the play The Tragedy of Julius Caesar. Shakespeare defines tragic hero as a flawed character who has good fortune, and then loses all he has prized, leading to his misfortune, but a tragic hero must have that moment of enlightenment, that moment where a character can see that he caused his own downfall and receives the blame for his own tragedy. The Tragedy of Julius Caesar is based on an historical event- the assassination of Julius Caesar; however, theRead MoreDoes Brutus â€Å"Qualify† as a Tragic Hero?873 Words   |  4 PagesDoes Brutus â€Å"qualify† as a tragic hero? Marcus Brutus does qualify as the tragic hero in Shakespeare’s play The Tragedy of Julius Caesar. A tragic hero is a good or even great man and thus wins our sympathy causing catharsis. A tragic hero displays hamartia— the hero makes a mistake causing the downfall of his fortune. A tragic hero usually brings suffering and death to other characters, even a whole country. Finally, a tragic hero goes into a situation in which there is no gettingRead MoreA Tragic Hero As Used By Shakespeare. In, â€Å"The Tragedy1657 Words   |  7 PagesA Tragic Hero as Used by Shakespeare In, â€Å"The Tragedy of Julius Caesar,† by William Shakespeare, you can see Shakespeare’s use of a tragic hero. The Tragedy of Julius Caesar is a play about how Marcus Brutus and Cassius contemplate the murder of the great Julius Caesar. The play discusses the planning of the murder, and the events that follow the catastrophe. Brutus is one of the conspirators in the murdering of Caesar and is also one of his beloved friends. Shakespeare incorporates traditionalRead More Brutus is the Tragic Hero of Julius Caesar Essay858 Words   |  4 PagesBrutus is the Tragic Hero of Julius Caesar      Ã‚  Ã‚   Shakespeares play Julius Caesar is a tragic play, where the renowned Julius Caesar is on the brink of achieving total control and power by becoming emperor of the Roman Empire. Ironically enough, when he thinks he is one step away from pulling it off, his friends (most from the senate) decide to overthrow him, with Caesars most trusted friend, Marcus Brutus, acting as leader of the conspirators. Though the fall of Caesar from the mostRead MoreAnalysis Of Julius Shakespeare s Julius Caesar 1299 Words   |  6 PagesMay 2017 Brutus’ Role in The Tragedy of Julius Caesar The Tragedy of Julius Caesar, written by William Shakespeare in 1599, is just one example of a typical Shakespearean tragedy. At the beginning of the book, the reader believes that the Julius Caesar is the main character and that the whole book will revolve around him. By the time the reader finishes the book it is clear that Decius Brutus, or just ‘Brutus’, is the main character and the tragic hero. Shakespeare’s idea of a tragic hero had fiveRead More Julius Caesar Essay: Brutus as the Tragic Hero1043 Words   |  5 PagesBrutus as the Tragic Hero of Julius Caesar  Ã‚        Ã‚  Ã‚   Shakespeare’s tragedy, Julius Caesar, displays Brutus as a tragic hero, blinded loyalty and devotion. Brutuss heroic belief of honor and virtue was so powerful that it drove him to perform villainous actions and lead to his destruction. The tragic hero is presented as a person neither entirely good nor entirely evil, who is led by some tragic flaw to commit an act that results in suffering and utter defeat. (Morner, Kathleen Rausch

Many Species of the Mammoth - 1479 Words

There were many different species of the Mammoth. Examples include Mammuthus meridonalis (Southern Mammoth), Mammuthus primigenius (Woolly Mammoth), etc. (Brooks, 2008). Mammoths are best described as bigger, modern-day elephants covered in a thick coat of fur and are symbolic of the ice age. This is due to their large size, their vast population of the North and South Pole, and their ability to adapt to extremely cold temperatures (Douglas, 2013). Some ways these mammals managed to survive in their environments were that their coats consisted of long, dark guard hairs and fine under wool allowing them to stay warm; the thick insulating layer of fat that was found underneath their coats and that their cheek teeth were large and made up of compressed enamel plates that were great for grinding up the tough dry grasses that they fed on. It is estimated that the earliest an elephant-like animal lived was 58 million years ago. Mammoths first lived in Europe and Asia about 2.5 million ye ars ago and entered North America about 1.7 to 1.2 million years ago (Brooks, 2008). The last living Mammoth is approximated to be as recent as 3700 years ago. However, due to the rapidly changing environment and the increased human predation of these species, there was a significant drop off in the population of Mammoths 11,000 years ago (Douglas, 2013). Research on some of the social aspects of Mammoths showed that they often travelled in herds, where the adult Mammoths were very protective ofShow MoreRelatedThe Majestic Mammal631 Words   |  3 Pagesto six years for a Woolly Mammoth Calf to wean from a mother (as cited in â€Å"Columbian Mammoth Channel Island Mammoth†). Mammoths were interesting creatures. They roamed the earth for thousands of years. They even survived one of the greatest ice ages in Earth’s history. There were many different kinds of mammoths that evolved, and eventually, went extinct. When one studies the genus of mammuthus, they might w ant to look at interesting facts, the different species, how they evolved with theirRead MoreWORK INTRODUCTION Theoretically, mammoths could be cloned by recovering, reconstructing or900 Words   |  4 Pages WORK INTRODUCTION Theoretically, mammoths could be cloned by recovering, reconstructing or synthesizing viable mammoth DNA and injecting it into the egg cell of a modern elephant whose nuclear DNA has been removed; alternatively, mammoth genetic material could be introduced into an elephant genome in order to create a mammoth-elephant hybrid or chimera. The possibility of bringing extinct animals back to life has fascinated people for years. While something like Jurassic Park is unlikely, PleistoceneRead MoreThe Evolution Of Primates859 Words   |  4 Pagesrelations were observed in Minoh, Osaka—a city in central Japan. As uncommony documented as interspecies relations can be, they are a known phenomenon, and it’s been observed as early as the Holocene epoch or even the Pliocene epoch by way of the extinct mammoth. Scientists at Lethbridge are referring to this as a behavioral trend, something that isn’t expected to last. There were lots of monkey-deer interactions reported in January 2017 on Yakushima Island, and other locals in Minoh have been said toRead MoreCharles Darwin s Theory Of Evolution And Natural Selection1535 Words   |  7 Pageshis book On the Origin of Species, the method of being naturally selected for a better chance of survival in an environment. Evolution itself is the process by which organisms develop and adapt over generations. â€Å"†¦ it follows that any being, if it vary however slightly in any manner profitable to itself, under the complex and sometimes varying conditions of life, will have a better chance of surviving, and thus, be naturally selected.† – (Darwin, 1859) Darwin observed many pieces of evidence thatRead MoreThe Importance Of Chromosomes897 Words   |  4 Pagesincompatibility between mouse oocyte and mammoth nucleus. Then again let us assume that we find an intact nucleus having a proper DNA inside it, there are still many obstacles to overcome. One being lack of enough knowledge and information about the number of chromosomes that mammoths possessed. Moreover, Y chromosome in a mammal is typically very small and repetitive, therefore, making it hard to sort it out. But, the solution can be sequencing only the female species. Also, determining the exact sequenceRead MoreCharles Darwin s Theory Of Inheritance Of Acquired Characteristics1197 Words   |  5 Pagesvery debatable topic since the theory of evolution first evolved. By definition, evolution is â€Å"the process by which different kinds of living organism are believed to have developed from earlier forms during the history of the earth†, but there are many different types of â€Å"evolution† such as coevolution, divergent, parallel and convergent – all with different theories. Jean Baptiste Lamarck was a French natur alist who invented the theory of inheritance of acquired characteristics (aka. â€Å"soft inheritance†)Read MoreSummary and Critique1611 Words   |  4 PagesTwilight of the Mammoths: Ice Age Extinctions and the Rewilding of America, University of California Press, 2005, Prologue and Chapter 2 Summary The overkill hypothesis stresses the fact that people were the main technicians behind the late pleistocene extinction of fauna in Northern Eurasia and North and South America. Paul Martin of the University of Arizona and others see a subsequent and spontaneous connection between the presence of people and the vanishing of numerous species of large mammalsRead MoreJean Baptiste Lamarck and Charles Darwins Theories of Evolution986 Words   |  4 PagesIntroduction Evolution is the gradual, continuous change of characteristics throughout a population or a species over many generations. It is the moderation of characteristics that can alter an entire population over a long period of time and is the theory that explains the variation in each generation of an organism. Charles Darwin’s theory was natural selection, the survival of the fittest and the struggle for existence, which had a great impact on selective breeding. Organisms that were well-adaptedRead MoreThe Pleistocene epoch was a time period of almost 2 million years of repeating glaciation around700 Words   |  3 PagesAlthough this was a time of mass extinction for species that could not adapt to the climate changes, many mammals and vertebrates that can be identified today were found during this time (Zimmermann, 2013). The Pleistocene epoch is an important foundation for understanding life that exists today, including carnivores, herbivores as well as the evolution of humans. Fossil preservation has always been the most accurate way to determine what species lived during a specific time period. Through correlationsRead MoreDid humans cause the mass extinction of megafauna during the Late Pleistocene period?1601 Words   |  7 Pagesmammal extinctions occurred around the time of Clovis occupation, yet only two, the mammoth and the mastodon, have ever been associated with human sustenance, and even those only appear at 14 of 76 early Palaeoindian sites (Hyne 391, Waguespack 70). Granted, Martin attributed the limited kill site record to the swiftness of the extinction, but if this were a realistic explanation, why would there be 12 examples of mammoth kill sites, 2 mastodon kill sites, and 0 kill sites from the 31 remaining extinct

Online Games Addiction And Its Effects On Society - 810 Words

It is widely agreed that the internet is one of the best innovations that has facilitated the life of humanity in the last twentieth century. It has aided most of researchers around the world to develop their studies in different areas such as medical and academic fields since the internet has made the finding of information much easier than before. However, the excessive use of the internet can lead to serious problems that may influence people health and can cause mental and medical complications because some users are mainly dependent on online chat rooms, interactive games and stocks market and spend most of their leisure time using this communication medium without considering their lifestyle that include diet habits. This situation is called the internet addiction. There are several types of addictive use of the internet so online games addiction is one of the most issues that is rapidly spreading among children and adolescents. It is a situation that is characterized by overpl aying internet games with others and these games may affect the personality of the gamer. This essay will discuss online games addiction and will present some information that show how this issue has become a phenomenon in the last decade. The number of internet users in the world have increased rapidly among adults and children especially who have played these games excessively. In 2012, the number of people who played computer games reached more than one billion; in addition, the proportionShow MoreRelatedViolent Video Games And Violence1533 Words   |  7 Pagesmany individuals have jumped to rash conclusions regarding the causes of such events by linking violent video games with violence in the youth population. Even more discerning individuals have also criticized the role of violent video games in encouraging people to become mass murderers. With these opinions gaining popularity in the mass media, it has become the predominant belief of society to explain why there are more shootings recently. Such claims are usually driven by opinionated reasoning insteadRead MoreOnline Gaming Issues1170 Words   |  5 Pages \ The Addiction of Online Gaming Online gaming is becoming a major concern in the world today. Online gaming is becoming more and more popular among various ages in today’s society. Along with this becoming popular, it is starting to become known as an addition as well. . The addiction of the game is causing serious negative psychological effects. These negative psychological effects are not only affecting the life of the one playing, but it is also affects the life’s of the ones closest to themRead MoreJust One More Hour...1031 Words   |  5 Pagesto the game, when you get there you tell yourself, â€Å"Just a few more hours and I’m going to get off and get some rest.† You’re in the zone when the phone rings, another jolt from reality. It’s your buddy and it is now 6:00 p.m. and you still haven’t slept. He wants to know if you want to hang out, go get a bite to eat, or maybe have a few beers at the bar. You tell him you’re not feeling well and you donâ€⠄¢t feel like going out. He’s doesn’t say anything, but he knows you’re playing that game and saysRead MoreSocial Network and Its Effect on Poor Students Academic Performance1051 Words   |  5 PagesSOCIAL NETWORK AND ITS EFFECT ON POOR STUDENTS ACADEMIC PERFORMANCE Facebook, Twitter, and Instagram are the example famous social network that becomes the best choice among the students, especially university students. Social network can defines as site of grouping of individuals into specific groups, like small rural communities or a neighbourhood subdivision. Nowadays, the social network is a necessary communication tool that has emerged in the field of information and communication technologyRead MoreTime Vs. Computer Addiction882 Words   |  4 Pagesthis technology. The overuse, or obsession can cause individuals to neglect others, as well as self. This behavior can result to computer addiction. Obligations can be neglected, because too much time is spent on the computer. According to Wieland, â€Å"Young claims there were 56 million internet users in 1997. Extrapolating from prevalence rates of other addictions, 5-10 percent of users will most likely experience IAD.† Young’s survey suggest that too much time on the computer during the week and onRead MoreNegative Effects Of Internet Addiction935 Words   |  4 Pagesmake your work or study but ended up playing video games and surfing the internet? It is believed that a lot of people feel like this. Nowadays, we live in a world with highly developed internet and electronic devices. The highly advanced internet makes our lives better, which is non-debatable, but there are also some drawbacks brought up by improper internet usage and one of the most influential symptoms is Internet addiction. Internet addiction affects people by causing the deterioration of theRead MoreVideo Game Addiction Essay970 Words   |  4 Pagesabout video game addiction. Life is full of many stages and mileston es that everyone must encounter one of the largest and most important ones is the teenage stage of people’s life. During our teen years we usually figure out who we are and who we want to be. Do you want to be the gamer who stays home all day and play video games or go out with friends? Some people would rather spend a beautiful weekend inside playing video games instead of going out. Just like most other things video games can affectRead MoreHow Internet Chat Rooms Are Dangerous. During This Day1071 Words   |  5 Pagesparents are so blind to what is really going on. Cyberbullying Cyber-bullying has been a problem for a very long time. Due to the development of our technology today, cyber-bullying has become one of the most difficult issues to resolve in our society. Since cyber-bullying issues are more likely to happen at schools, social networking, and mobile phones; Teachers, principals, and parents are responsible to monitor, prevent, and punish cyberbullying. The expectations of most parents of the schoolRead MoreThe Influence Of Internet Addiction1053 Words   |  5 Pages Instructor: Ranjani Ramesh Date: Oct.05 2017 The Influence of Internet Addiction Have you been though things such as you open up your laptop to do your work or study but ended up playing video games and surfing on internet? It is believed that a great amount of people feel like this. Nowadays, we live in a world with highly developed internet and electronic devices. Highly advancedRead MoreOnline Gambling And Its Effects On Society967 Words   |  4 PagesIn modern society, technological advancements have caused casino gambling to shift to online, â€Å"on-the-go†, gambling. Online gambling can be effortlessly accessible to anyone over the legal age as required by various jurisdictions. Margee Hume and Gillian Mort argue that youth misperceive the definition of â€Å"gambling†, as they believe gambling is a hobby from which one can receive rewards such as money (119). As a result, those gambling for rewards, do not generally acknowledge the possible negative

The Presentation Given By Josh Samuel Was Unique In The

The presentation given by Josh Samuel was unique in the way that he wasn’t opposing banning the use of these alternative products indoors, but instead, made the statement that there is a differentiation between hookah and electronic cigarettes. It’s interesting because he was correct when stating the claim that every speaker has combined the two under the same policy ban when they are two completely different products with different contributing effects. However, he didn’t show any correlating evidence to provide credibility for his statements. To the viewers, he was just a man who believed electric cigarettes saved his life. He mentioned that the particles emitted from electric cigarettes are different than those emitted from hookah†¦show more content†¦Bhatnagar explains that majority of the chemicals that are linked to lung cancer are absent in these products, however, particulate matter remains which is what we should be concerned about. He describes the particulate matter as â€Å"small particles found in the atmosphere and is what is responsible for the health effects of air pollution.† His scientific approach in stating facts from various studies as well as his knowledgeable background makes him an effectively credible presenter. Lastly, Paul Kiser, Ph.D., a professor at Bellarmine University took a more personal approach to present his stance on advocating the ban on hookah products. He established his credible persona in a humorous way by wearing his lab coat which he used to symbolize not only his obvious level of knowledge on the topic but to symbolize scientific research, which should be the primary deciding factor that proves these products cause more harm than good. Dr. Kiser’s presentation stood out from the other speakers because he incorporated data from his own personal research instead of rambling off scientific facts. He and a student conducted research by going to various establishments, some were hookah friendly and others weren’t, and compared the air quality. This shows his true interest in this topic. The other speakers only mentioned research from unnamed studies and the findings were often foundShow MoreRelatedStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words   |  1573 PagesSaddle River, New Jersey 07458, or you may fax your request to 201-236-3290. Many of the designations by manufacturers and sellers to distinguish their products are claimed as trademarks. Where those designations appear in this book, and the publisher was aware of a trademark claim, the designations have been printed in initial caps or all caps. Library of Congress Cataloging-in-Publication Data Robbins, Stephen P. Organizational behavior / Stephen P. Robbins, Timothy A. Judge. — 15th ed. p. cm. IncludesRead MoreOne Significant Change That Has Occurred in the World Between 1900 and 2005. Explain the Impact This Change Has Made on Our Lives and Why It Is an Important Change.163893 Words   |  656 Pagesrecession of 2008) when one could quite plausibly argue that a new era had begun. A compelling case can be made for viewing the decades of the global scramble for colonies after 1870 as a predictable culmination of the long nineteenth century, which was ushered in by the industrial and political revolutions of the late 1700s. But at the same time, without serious attention to the processes and misguided policies that led to decades of agrarian and industrial depression from the late 1860s to the

American Dream free essay sample

What most dream chasers do not understand is that although America is a great place to start working towards dreams, it is not free of setbacks. In both the stories The Death of a Salesman and A Raisin in the Sun, each family starts out with big dreams. They are challenged by setbacks that they never saw coming, and are forced to accept such oppressive forces. I. Introduction A. Ask a question about regret to get the reader’s attention. B. Try to define the American dream. Describe the reality of dreams. D. Overview some of the aspect of dreams in the two stories that will be covered. II. The Monetary Aspect of Dreams A. The Death of a Salesman   Talk about how Willy struggles with his salesman career. 2. Mention Biff’s indecisiveness in his career choice amp; disagreement with his father. B. A Raisin in the Sun 1. Three members of the family are working to keep one house going. † To many people the American dream means having a nice house, kids, and money but Thoreau did not want any of that. Thoreau wanted to enjoy the simple things in life that most people do not even notice. When Thoreau moved out into the woods near what is now called Walden Pond he built himself a cabin with his bare hands. He enjoyed building the cabin and living in it every night. His thought for living out in the woods was so he would be able to write comfortably without the distractions of the outside world. To Thoreau one of the most important things in life is self-reliance. People should not need to rely on someone else in order to live or even to have fun. Thoreau was able to find many things out in the woods that kept him occupied, one such thing was he liked to listen to the animals outside or even watch ants move around on the ground. To most people these things may seem trivial and stupid but to Thoreau ants were interesting creatures, the fact that they are always busy carrying things back and forth from their home. Thoreau would be in disbelief if he saw how people are today. Always on their phones or playing video games, Thoreau would not like any of the modern devices that we have today. To him people should not have to rely on anything besides their own mind in order to be entertained. Thoreau would not approve of people working hard to earn money just so they can buy new clothes or now a new phone. To him these things are unimportant and he focuses more on simplicity and only what he needs to survive. In his mind people who buy their house do not even actually own it because of the mortgage they have to pay. He is better off because he built his own house and he already owns it no matter what. Jay Gatsby lives his life in a very different way than Thoreau did. Gatsby is only focused on money and the material possessions that he can buy with his money. To Gatsby the most important thing in life in having as much money as possible, although Gatsby may claim that he only needed to be rich in order to get the girl of his dreams, Daisy. However, Gatsby did not really need to have money in order to get Daisy if she truly loved him. When Gatsby was younger he ended up working on a boat as the owner’s assistant, traveling around with him. When he saw what it could be like to have money he knew that his goal in life was to become rich and popular. He succeeded and ended up owning a huge house with a pool and he threw elaborate parties every weekend. All of these material possessions didn’t really mean anything because Gatsby was not happy with his life. Every weekend when he would throw a party he would invite celebrities and other rich people. However, many of the celebrities that came to his parties were not even friends with him; they were just using him to have a good time. Gatsby lives his life very opposite from how Thoreau lived. He does not live simply nor is he self-reliant; he is so caught up in his money and possessions that it is as if he is not even living at all. As Gatsby’s friend Nick said, the American dream should be about discovery, individualism and the pursuit of happiness. I feel that Gatsby got caught up in his opulent lifestyle and forgot what he was really trying to achieve in his life. Many of Gatsby’s so called friends would not have even associated with him if it had not been for his wealth. This is proof that everyone else was very shallow and that they relied on Gatsby for their own entertainment. If you compared Thoreau and Gatsby there is really nothing to compare at all because they lived completely opposite lives. To Thoreau the American dream is about simplicity and self-reliance and to Gatsby the American dream is about wealth and material possessions. Gatsby would not be content with living in a cabin in the woods because he would have no idea what to do, while Thoreau on the other hand is able to live simply and be happy. I believe that Gatsby is not living the American dream in reality because he is not happy with his life. He got lost in his money and trying to please other people around him that were not even his friends. Gatsby never even swam in his pool until the end when he ended up getting murdered. The American dream is different for each person but it is the same in one aspect, people should be happy with their life and find a way that they can achieve that happiness. For Thoreau he found happiness in himself and being self-reliant. He was able to live a simple life in his own hand-built cabin in the woods. To Gatsby this would sound like a terrible way to live, but to Thoreau this is his American dream. On the other hand Gatsby’s American dream was really to find love in his life and he attempted to do this by becoming wealthy and surrounding himself with material possessions in order to try and sweep Daisy off her feet. However, I feel that Gatsby never even achieved the American dream because he was not really happy with his life. Other people may argue that he did achieve the American dream because he was wealthy and had whatever his heart desired but in reality if he is not happy with his life so he really didn’t achieve anything. The typical definition for the American dream is gaining wealth, a house and living a happy life. To me the most important part is achieving happiness because if you have the other two and you are miserable it doesn’t really matter how rich you are. I would rather live life simply and rely on myself than be unhappy.

Cloud Computing and Enterprise Resource - MyAssignmenthelp.com

Question: Discuss about the Cloud Computing and Enterprise Resource. Answer: Introduction: The following report is represented in the form of a risk assessment performed on the IT department of Aztech with respect to the project proposal given by strategist to deploy the BYOD within Aztechs workplace environment. The report is generated post-consideration of a collection of project portfolios in the hands of senior executives. Risk assessment has been conducted keeping in mind the nature of industry the company operates in and its workforce strength. The assessment also covers the legal frameworks, financial dimensions and security concerns over the use of Bring Your Own Device while identifying the potential risks that can hamper the companys survival in the long run. To summarise the above points, the evaluation has identified the risk of data security as the most vulnerable one in the entire risk domain for companies operating within financial service sector. The modern organisations that operate in the 21st century have seen a lot of advancements in the field of Information and Communication technology. The ICT has been used extensively in various areas to make the business processes easier to conduct. Almost all the private and government sectors have adopted a series of IT applications and system software to facilitate their day-to-day departmental operations and improve the efficiency of whatever they carry out. The adoption has also been international and this thing get complicated with a lots of integrated functionalities associated with a single IT infrastructure. In the private organisations that offer financial services, accuracy and precision with numerical figures become highly significant because the same yields productivity for clients. For getting calculative and keeping electronic records of everything, the organisational departments use the Enterprise Resource Planning or the ERP methods, cloud computation, tools utilitie s for data analytics, secured or encrypted gateways for money transactions, digitized communication, integration of different software for coordinated operations and many more things. A well-recognised use of IT applications can be observed in place where the investment options are dematerialized. It has provided a successful dimension for the relevant industry. All Australian organisations that offer financial services have emerged as strong portion of the countrys economy for years. This is evident from the way organisations could face the global financial crisis between the year 2008 and 2011. These organisations have already developed high degree of readiness for meeting the present regulations and technological barriers of the present century. Additionally the environmental challenges are also offered through stringent standards and regulatory bodies. It becomes an obligation to demonstrate higher degree of compliance with the government as well as the society when the demograp hic and cultural dimensions witness quick changes. Technological trends make way for modified rules and regulations on the use of social media, platforms utilized in cell phones, data security, system changes at the core-level etc. Thus, the risk assessment of financial service providers in Australia becomes tough to conduct because multiple changes at once (Saini, et al 2011). It was highly recommended by Drucker, the notable man behind management principles that business organisations of any size should analyse the market and anticipate the potential changes that could either lift or decline their current rate of commercial success. He emphasised on capitalizing on the opportunities so that any type of business project can be effectively executed. This report is designed to carry out an analysis of the risks and opportunities associated with the previously mentioned IT project in Aztek Corporation which operates in the financial service sector of Australia. Background to the Case Study Aztech Corporation holds the position as one of the leading organisations in Australian Financial market. After its incorporation in the year 1960, it established its corporate office in the district of Sydney and the office soon became operational. The business firm deals in an extended range of financial services which includes primarily general and life insurances. It also offers investment products to retailers and other members of corporations who are active in equity and debt business. Apart from that, it also has a wide range of mortgage and loan services for specific consumers who comprise a dominant part of its Aztechs product segment. Presently, the company owns 20 regional offices where over a thousand employees have been working. As of the year 2014, the company has a fair reputation in financial sector of Australia and is on the progress of achieving high CSR or Corporate Social Responsibility in its operational regions. The reaction of the company to capricious changes in the IT infrastructure and trends has been proactive since it develops and upgrades its applications to meet the extended requirements from time to time. Aztech became the first of its kind to introduce the online payment services in the year 1999 by featuring secured and gateways that are end-to-end encrypted. Introduction of payment gateways was a convenient factor for the investors who could execute their business affairs from any location without facing geographical barriers. When the company introduced the SAP Enterprise Resource Planning systems in the year 2005, things took a slanted direction and the firm started observing increased efficiency of interdepartmental functions. Aztechs segment of business and its administrative offices were linked together based on a real time environment. Its operations became more transparent thus creating higher appeals to clients hailing from corporate and retail sectors. Aztechs official website is secured and requires both its clients and its employees to register themselves with the site. While the clients and employees are remotely located at their respective places, their system IPs are tracked by the ERP system incorporated within the organisations main server. The login information of employees is recorded for attendance purposes once they access their registered accounts. The application software installed in each of the employees and clients systems is designed to filter the users by means of a distinctive passcode. For instance, the interface present inside a clients system or an employees system would not allow the data regarding loan products to be accessed by someone who is associated with the department of insurance. By accessing the companys primary website, a registered user can have access to relevant information pertaining to investments and loan products. He/she can also do purchasing on the same platform without needing the employees to get involved. The process is quite automated but the same is made possible because of a series of interconnected software, database and payment gateways that make registration and online transactions possible. The rules and regulations laid down by the Australian government comes into play in the trade cycle around each kind of investment and the trade business policies are defined separately for each of the investment option. The differences in rules are as per the legislation drafted by the Australian Commission of Securities and Investments. The transactions of various clients in Aztech are carried out the companys concerned IT department by means of virtual management. The registered bank account of each client is linked to his/her respective dematerialization account. This provides the clients with suitable interface for making investments in various financial instruments from their personal locations. Even with such smoothness of virtual operations, the overall IT infrastructure of the company is kept simple for attracting large number of retail and corporate investors. Indeed, it is a well-known fact that technical complexities even on a computer screen can turn down prospects because of individuals apprehension of financial losses. On the other hand, application software that provides a friendly interface and easily understandable functionalities is likely to appeal to any client. Aztech has its own dedicated department for resolving the customer grievances and responding to their business-related queries. The Customer Service Executives provide real-time support by means of telephonic conversation and the voice interactions are stored securely as digital data in the companys database. The organisations website meant for online trading is kept updated on hourly basis for delivering real-time information related to exchanges and buying selling values of different commodities tha t are traded. To remain competitive in todays global arena, it is highly expected of an organisation to have a competitive IT infrastructure and professionals (Campbell, et al 2010). The BYOD project proposed by strategist refers to the concept of Bring Your Own Device. It implies that the employees of an organisation can bring their own personal devices to the workplace for accomplishing their assigned jobs. These devices may include the personal laptops, cell phones, PDAs, tablets or any other device that supports an interface for office works. In case of Aztech, the works correspond to trading, business analytics, database management and handling of transactions. Several companies around the globe have already adopted such an idea in their workplaces. The thing to notice is that the personal devices act as the sole devices that their respective owners rely upon. However, this does not lower the essence of virtually located applications because devices only act as individual hardware. There is always an underlying need of integrating these personal devices with the ERP applications that support the business activities. Precisely, employees are only advantaged i n accessing the virtual intranet or extranet of a corporation through their personal devices (Leavitt, 2013). The concept of BYOD has three critical dimensions that need compliance for such kind of projects to be adopted at a conventional workplace. The first critical dimension underlines the need of common or generic application software that is capable of running smoothly in diverse range of personal devices that different employees might bring. Compatibility and functioning becomes an issue when either the operating systems are differently designed or the hardware incorporated in a particular device does not fulfil the requirements for an application to function. The issue of a common interface also becomes an issue in case the implemented technologies have generational gap. With employee strength of over 1000, a company can never expect the employees to have a single kind of device with everyone. The second critical dimension highlights the companys obligation for drafting a customized policy that addresses the range of usage associated with personal devices within the workplace setting to cover up for the degree of accessibility vested in each executive. This is to assure that the sensitive data within the office database is not compromised at any cost. The policies are to be stringent when the count of employees is large and there is high possibility for anonymous access. The third dimension has its criticality defined along the mutual agreement arrived at by the owners and managers on one side and the employees on the other, regarding acknowledgment in terms of legal aspects of using personal devices in the companys workplace setting. The third one depends on the policies frames as per the business owners want. BYOD do have certain advantages that are convincing when it comes to rapid adoption of new technologies, reduced cost of IT infrastructure post-implementation of it and increased level of operational flexibility. However, it also increases the number of subtle risks that an organisation often will not detect while performing its business operations. Bringing personal devices to the workplace has 3 different kinds of implications that are quite sensitive with regards to the business process being carried out. In the relevant case of Aztech Corporation, it indicates the financial services offered by the company to retail and corporate investors. Legal Implications The Australian Act of Freedom to Information which was introduced in the year 1982. Initially the legislation of FOI appeared simple but over 30 years after its introduction, the Act became overhauled. It has so far encouraged the culture of information disclosure across government sector and the same is nearly applicable to the private sectors also (Stewart, 2015). This legislation primarily scrutinizes the effectiveness of BYOD in any organisation and to what extent the control can be implemented without any hassle. The degree of control being referred to in this case require Aztech to comply with all the legal obligations, so basically it increases the risk of liabilities for the company in context with the employees assigned with jobs to be performed at the workplace. Personal devices in fact, provide a higher degree of freedom to their respective owners but such freedom may not be required as far as the office works and confidentiality are concerned. The increase in liability wi ll actually be accounted for by the licensing of generic software application required to run all the personal devices in a similar manner, the inadvertent damage that is supposed to be introduced to an employees personal files, the undesired investigation procedures that can breach an employees privacy and the companys request for any response to incidents. In any of the mentioned factor, personal devices compromise with the privacy of an employee and Aztech Corporation shall be no exception. The Australian Act for Privacy introduced brought in the year 1988 has a negative impact on the BYOD project to perform effectively at Aztech Corporation. An analysis of the pros and cons of the aforementioned Act reveals that in case the personal data is compromised, the company is at a position to mitigate the consequences resulting out of breach of personal data (Iqbal, 2012). The Archive Act of 1983 also affects the implementation of such a project of BYOD within Aztechs workplace. The Act was established by the NAA or the National Archive of Australia in the year 1983 with a key motive to assist the governmental agencies to perform management of significant records and make 20 years old record to be available to the general public. The record refers to written documentations, digital content, audios and video files of any nature within the listed spectrum. However, the act serves disadvantageous for private companies like that of Aztech. Once a corporate file gets corrupted within an employees personal device, the only solution as per the Act is to extract the data from a pile of records that might be too sensitive from a employees consideration. The decision-making regarding the preservation of corporate data would involves all employees which would result in ambiguity and delay in the process. The process of using personal devices to minimize the workload would go against the very sole concept of BYOD (Downer Bhattacharya, 2015). The concept of BYOD might sound beneficial to Aztech when it comes to reduced cost of hardware but that can be achieved only when the employees agree to pay for their own personal devices. This is not highly practical case as rarely an employee would voluntarily invest his/her personal money to buy something that supports the professional activities which are anyway the responsibility of the company and not any individual. However, from a separate perspective, the reduced cost of hardware implementation can be far outweighed by the technical infrastructure that would be required to support a large number of personally diversified devices within a workplace. Employees at Aztech primarily carry out operations related to buying and selling of market shares, transfer of money and registration of clients. These processes obviously require a common digital platform and an interface to run smoothly in each of the personal devices present within the companys workplace. Disparity is highly sp eculated because of some will arrive with laptops and PDAs while some may be confined to only cell phones that run on OSS or Open Source Software. To exacerbate this, further disparity among the handsets operating systems can complicate the gross budget developed for technological implementation. In similar cases, the BYOD also opens multiple loopholes for breach of security. Lastly, in some case even the employees might be required to compromise with their devices originality when extra devices are required for performing specific business activities (DoD, 2014). Security-Related Implications These implications are high because it correlates various other considerations apart from just IT infrastructure, the size of a company or the nature of business it conducts. These implications also take into account the nature of data already present in the personal devices that the employees are supposed to carry to the workplace. For example, in Aztech Corporation, the employees might pertain to certain software that is unapproved or not reviewed. In such cases, the corporate data which is sensitive is totally unprotected and therefore can be mishandled or leaked while an employee is at his personal location. The anonymous users of corporate data thus points towards the peer group that an employee stays with like his/her family members, relatives or close friends. Even there are possibilities of data to be stolen in case a particular device is exposed to third party. This is not practical because the financial information of clients that Aztech deals with, cannot be compromised un der any circumstances. The data would contain a lot of sensitive information like the personal bank accounts details, the transactions performed and even the encrypted information. Third party cloud services are also not a solution to the above problem because there are a plethora of users who are linked with third party cloud service-providers. In a separate context, Aztech being a private business organisation can also be questioned on its integrity if the security postures of the permitted personal devices are weak. At last, the professionals in financial service sector might not be experts on IT security and therefore their personal management of security risks is far different from the corporate management which utilizes either an intranet or an extranet along with a centralized and protected server (Carden, 2012). In the process of ICT management, most of the business organisations keep on striving to develop the most efficient strategies that could be brought to effect at their respective workplaces. BYOD technically creates a link or bridges the gap among technologies, organisational policies and the resources within the IT departments. The resources here in case of Aztech shall imply the personal smart phones, laptops, tablets and PDAs. But there are underlying risks to BYOD project that are not understood by many. At the most basic level, the major risk of BYOD is strongly associated with the smartphones that the employees are supposed to use while staying at Aztechs regional offices and the corporate office. According to a report published by EYGM (2013), there are 14 major challenges that emerge when a BYOD is being deployed. Out of these challenges, the major barriers will be brought by 4 top most concerning factors. Considering the case of Aztech Corporation, there will be 3 intermedia te barriers and the remaining 7 are adjustable or they can be mitigated by strategic approaches. The Major Risks Security Protocols on Employees Smartphones 63% - 67% Security Protocols in case of Data Breach 57% - 61% Security Concerns related to Mobile Data Network 53% - 56% Security Aspects of Handset Application Software 49% - 51% The Moderate Risks Integration of Technologies with the Back-end Systems of Aztech Financial 25%- 28% The Executive Sponsorship 21% - 23% Defining the Limit of Application Usage on Employees Personal Handsets 23% - 27% The Least Risk Factors that can be mitigated Training Costs Incurred for Financial Service Using BYOD Concept 7% - 10% Regulations that are Country Specific (Australia) 15% - 19% Return of Investment in case of BYOD Project 13% - 16% Expenditures in Implementation of Specific Upgraded Applications 15%- 18% Costs Involved in Development of Smart Phone Applications meant for Employees and some other relevant Stakeholders 5% - 8% Requirements of Regulations Specific Financial Service Sector in Australia 13% - 16% Costs Involved in Preparing Aztechs Updated Help Desk Support 17% - 19% The landscape of the risk associated with implementation of BYOD concept in Aztechs workplace setting can be sub-segmented into 3 major areas. These are the security measures that can be applied to the personal devices of employees, address of the risk associated with specific new application software and management of the workplace environment associated with BYOD. Security Setting for Personal Handsets of Employees In earlier days, there existed a single-phone environment in the corporate sector because the manufacturers and brands were few. They were secure because of the uniform distribution of handset variants. The policy control for security could be effectively managed by the manufacturers because of the unified interface they provided to users. The proposed BYOD concept that is supposed to be applied to the case of Aztech Corporation changes the security architecture at a fundamental level as the companys employees are supposed to bring a diversified range of devices that are individually personalized and have very less to do with the business environment of an enterprise. The five fundamental security concerns with regards to the mobile devices are Theft of an Employees Personal Device either outside or within the Workplace setting of Aztech (Password Protected Device and Encryption) Shallow awareness of IT security practices or absolute Lack of it in Aztech primary segment of professionals whose work profiles do not align with those of IT Professionals, the company being in the financial service sector (The Risk Assessment Framework known to IT Department of Aztech) The ownership associated with end user of the device (Rooting or Jailbreak of the Smartphones Operating System) Idle state of Personal Devices with an elevated access to Internet data (Access to Business Data through VPN connection in a Lost or Stolen Smart phone of Aztechs Employee) Access to the personal device on a physical level either within the workplace or outdoor (Absence of Hardware Encryption in 3G Devices) The above concerns can be addressed by use of a MDM or a Mobile Device Management Program that is to be adopted by the company itself post-implementation of BYOD concept within its workplace. Apart from that the company needs to set a baseline for security standards as various hardware and operating systems will just mess up the confidentiality protocols. The authentication for corporate data needs to be stringent one on the monitors of personal devices. In addition to all these, a vital addition of Aztechs risk awareness program is also required followed by consistent evaluation of device usage (Absalom, 2012). There has been a steep increase in the incident of malware attacks in organisations that follow B2C models. Aztech falls under the same category. Malicious codes and security loopholes are less likely to be identified by employees at Aztech and thus it skyrockets the chances of theft of corporate data. The embedded codes can compromise with the local files on an intranet or an extranet. To effectively counter these breaches, the data sharing performed between each BYOD devices are needed to be filtered at the initial phase to make sure that all loopholes in a personal device are detected and subsequently covered (Ghosh, et al 2013). Conclusion From the above assessment, it can be opined the variability associated with a BYOD environment is significantly in case of hardware as well the software that provides access to Aztechs sensitive data on clients profile and their bank account details. Variation in OS platforms also makes the wiping of devices complicated. The employees themselves account for 55% of the security risk in a BYOD environment while the remaining 27% is contributed by third party individuals who somehow have legitimate access to Aztechs internal database. Also it can be argued that the activities performed by Aztechs employees are needed to be visible mostly on the cloud system followed by systems that are on the premise. Mobile devices still account for half of the visibility required and therefore it is advisable to adopt the laptops and PDAs if possible in the place of personal smartphones because the variability factor is less in the former case. Reference Absalom, R., 2012. International Data Privacy Legislation Review: A Guide for BYOD Policies. Ovum Consulting, IT006, 234, pp.3-5. Campbell, J., McDonald, C. and Sethibe, T., 2010. Public and private sector IT governance: Identifying contextual differences. Australasian Journal of Information Systems, 16(2). Carden, M., 2012, August. Digital Archiving at the National Archives of Australia: Putting Principles into Practice. In International Council on Archives Congress, Brisbane, Australia, August (pp. 20-24). Department of Defence, 2014. Bring Your Own Device (BYOD) for Executives. Australian Government. Retrieved 26 September 2017 from https://www.asd.gov.au/publications/protect/BYOD_Considerations_for_Execs.pdf Downer, K. and Bhattacharya, M., 2015, December. BYOD security: A new business challenge. In Smart City/SocialCom/SustainCom (SmartCity), 2015 IEEE International Conference on (pp. 1128-1133). IEEE. EYGM, 2013. Bring your own device Security and risk considerations for your mobile device program. Retrieved 27 September 2017 from https://www.ey.com/Publication/vwLUAssets/EY_-_Bring_your_own_device:_mobile_security_and_risk/$FILE/Bring_your_own_device.pdf Ghosh, A., Gajar, P.K. and Rai, S., 2013. Bring your own device (BYOD): Security risks and mitigating strategies. Journal of Global Research in Computer Science, 4(4), pp.62-70. Iqbal, S., 2012. Australian Government Launches Discussion Paper on Privacy Breach Notification. Retrieved 27 September 2017 from https://www.insideprivacy.com/data-security/australian-government-launches-discussion-paper-on-privacy-breach-notification/ Leavitt, N., 2013. Today's mobile security requires a new approach. Computer, 46(11), pp.16-19. Olalere, M., Abdullah, M.T., Mahmod, R. and Abdullah, A., 2015. A review of bring your own device on security issues. Sage Open, 5(2), p.2158244015580372. Saini, S.L., Saini, D.K., Yousif, J.H. and Khandage, S.V., 2011. Cloud computing and enterprise resource planning systems. In Proceedings of the world Congress on Engineering (Vol. 1, pp. 6-8). Stewart, D., 2015. Assessing Access to Information in Australia: The Impact of Freedom of Information Laws on the Scrutiny and Operation of the Commonwealth Government.